The right way to rebalance your investment portfolio

The right way to rebalance your investment portfolio

Vanguard research has found that for portfolios supporting long term goals, the exact time and threshold limits you decide upon are less important than the discipline of adhering to a consistent approach. Portfolio rebalancing plays an important role in the management...
ATO extends COVID-19 relief for SMSFs

ATO extends COVID-19 relief for SMSFs

The ATO has made an extension to several COVID-19 compliance relief for SMSFs to cover the 2021-22 financial year. In a recent update, the ATO said that COVID-19 continues to have a significant financial effect on SMSFs, particularly in some states or territories...
Three ways to keep market uncertainty in perspective

Three ways to keep market uncertainty in perspective

No one can say for certain what the markets will do. What we do know however is that investors fare best when they focus on the factors they can control. seems like headlines these days keep announcing markets have hit yet another all-time high. And while it's...
SMSFs, employee share schemes & NALI

SMSFs, employee share schemes & NALI

Acquiring shares under an employee share scheme (ESS) via your self managed superannuation fund (SMSF) may appear attractive but greater uncertainty has arisen following the ATO’s recent ruling, LCR 2021/2, on the application of the non-arm’s length income (NALI)...
Low interest rates require a strategic rethink

Low interest rates require a strategic rethink

In an era of lower-for-longer interest rates and investment returns, retirees in particular should be thinking beyond just income generation to fund their lifestyle spending. Australian interest rates aren't likely to be rising in the near future. That was the...
State and Federal COVID-19 support

State and Federal COVID-19 support

  The following links are to the latest state and federal government plans, schemes, programs, and initiatives to help businesses and individuals manage the impact of yet more COVID-19 restrictions.           FEDERAL GOVERNMENT ...
Two AAT decisions on what constitutes business real property

Two AAT decisions on what constitutes business real property

  Two recent AAT decisions shed important light on what constitutes business real property: Allzams Trust and Commissioner of Taxation [2021] AATA 2767 and Allen and Commissioner of Taxation [2021] AATA 2768.     Both cases involved a disappointed taxpayer seeking a...
Lockdowns and mental health

Lockdowns and mental health

  Victoria endures its sixth lockdown as the state's cases grow; NSW records 1,281 new local COVID-19 cases and three deaths. Lockdowns to be eased once 70% of the population is double vaccinated against COVID-19 yet today some 60% of Australians are in lockdown....