Money and relationships – starting out right

Money and relationships – starting out right

Money issues can lead to relationship issues but working together on your finances and goals regularly may mean you and your partner are better aligned for the long-term…  CLICK TO READ FULL...
How financial advice can reduce stress and save time

How financial advice can reduce stress and save time

Research explores the benefits investors can derive from financial advice . The financial advice industry has traditionally focused on the money management benefits it offers to investors, such as portfolio construction and monitoring. However, this emphasis can...
Avoid LRBA structure short cuts

Avoid LRBA structure short cuts

SMSF trustees using limited recourse borrowing arrangements (LRBA) should avoid trying to cut corners in setting up a trust for the loan, with an SMSF structure expert stating they should set up a dedicated bare trust for each gearing measure. . Acis SMSF services...
How personal data could boost your retirement income by up to 50%

How personal data could boost your retirement income by up to 50%

Tailoring your retirement strategy based on your personal data could be invaluable . How much is your personal and household data potentially worth? According to a new Vanguard study, tailoring your retirement strategy based on your personal and household financial...
Challenges with TBC increase for those in pension phase

Challenges with TBC increase for those in pension phase

The increase in the transfer balance cap from $1.9 million to $2 million is not as simple as it seems, particularly for members already in pension phase, a leading adviser has said. . David Busoli, principal of SMSF Alliance, said on the latest SMSF Adviser podcast...
Investment and economic outlook, July 2025

Investment and economic outlook, July 2025

Latest forecasts for investment returns and region-by-region economic outlook   . Australia Uncertainty, weak growth warrant a dovish central bank “The Reserve Bank of Australia is cautiously dovish amid slow disinflation progress and downside risks related to...
Death benefits not reliant on probate

Death benefits not reliant on probate

A retirement savings specialist has confirmed the payment of an SMSF death benefit is not dependent upon any of the procedures associated with the deceased member’s estate. . In particular, Accurium technical superannuation adviser Jason Hurst noted the trustees of an...
ATO flags October SAR lodgment date

ATO flags October SAR lodgment date

The Tax Office has reminded trustees that SMSFs need to start preparing for their SMSF annual return lodgment, which is due by 31 October 2025. . In an update, the ATO said for those who have a new SMSF or have missed previous years’ lodgements, the SMSF annual return...
Div 296 sparking death benefit discussions

Div 296 sparking death benefit discussions

The Division 296 impost has prompted SMSF members looking at retaining assets in super to consider the tax impact of their death on their beneficiaries. . More SMSF members are looking at the effect of death benefit taxes on their beneficiaries as part of their...