Rules apply to gifting in superannuation

Rules apply to gifting in superannuation

Australia’s age pension gifting rules are again under scrutiny as advisers warn that retirees are increasingly making financial gifts that unintentionally trigger Centrelink deprivation assessments, said Janet Manzanero-Caruana, senior technical services manager for...
Complications of maintaining two cost bases in Div 296

Complications of maintaining two cost bases in Div 296

According to BT technical consultant Matt Manning, the Division 296 cost base reset requires SMSFs to maintain two parallel cost bases indefinitely: one for ordinary capital gains tax and another solely for Division 296 earnings. . “In practice, an SMFS can choose to...
investment and economic outlook 2026

investment and economic outlook 2026

Our latest forecasts for investment returns and region-by-region economic outlook   . Economic outlook for Australia RBA tightens as inflation risks intensify “With energy prices set to push inflation higher, the Reserve Bank of Australia is signaling a clear intent...
What the Payday Super changes mean for your retirement

What the Payday Super changes mean for your retirement

Significant reforms to the Australian superannuation system are about to take effect and could help people boost their super balances in the lead-up to retirement. . They are being billed as the biggest changes in decades to the superannuation system in Australia and...
What’s your risk profile?

What’s your risk profile?

Understanding your risk profile is one of the most important steps you can take as an investor. It helps shape how your money is invested and whether you’ll feel comfortable staying the course when markets rise and fall. . How much risk can you tolerate? Your attitude...
ASIC urges Aussies to check for unclaimed money

ASIC urges Aussies to check for unclaimed money

AISC is urging Australians to check if they have lost or unclaimed money, with approximately $2.7 billion waiting to be reunited with its rightful owners. . The regulator said many people may be unaware they have lost money owing from old bank accounts, shares or...
PAYDAY SUPER STARTS 1 JULY 2026 – Planning guides

PAYDAY SUPER STARTS 1 JULY 2026 – Planning guides

From 1 July 2026, super contributions will need to be paid at the same time as wages.  . The current quarterly super payment system will be removed. In practical terms, this means: Super will no longer be something you can pay later in the quarter Each pay run will...
Six strategic investment moves for mid-career women

Six strategic investment moves for mid-career women

As women enter their mid-career years, many begin to earn more and have greater capacity to invest. Making the most of this window can play a crucial role in building long term financial security.  . The mid-career phase is a critical opportunity for women to get...